How to sell your promissory note.

How to sell your promissory note. Article by David Castellini Owning a promissory note, instead of demanding cash, sounded like a good idea at the time you sold your real estate or business because you would have a steady stream of monthly payments at a reasonable interest rate. …

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Energy Efficiency 101: Getting Started At Home

Energy Efficiency 101: Getting Started At Home Article by Blair Stephens With gas and oil prices on the rise, many people are talking about energy efficiency and using renewable energy sources in the home. Some people automatically assume that making their home more energy efficient is going to …

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Five Rules For Social Video Optimization

Five Rules For Social Video Optimization Article by Dr. Deepak Dutta The popularity of social vide sites like YouTube, Yahoo Video, iFilm, blinkx is undeniable. YouTube alone receives more than 65,000 video uploads and plays 100 million clips every day. By 2010, video enthusiasts will consume 44 billion …

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The Essentials in a Womens Wardrobe

The Essentials in a Womens Wardrobe Article by William Brister The essentials in a woman’s wardrobeA woman’s wardrobe is usually her best friend. According to the law of fashion, there are some basic essentials that every true stylish woman needs to have. Whether you are on a tight …

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How to Brew Your Own Beer

How to Brew Your Own Beer Article by Jim Smylie Maybe you’ve been following my column on our blog, Your Weekly Libation, and my tapestry of booze has enticed you. Maybe you’re a drink-fixated foodie looking to move from smoothies and teas into a more exciting area. Maybe …

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How to sell your promissory note. Energy Efficiency 101: Getting Started At Home Five Rules For Social Video Optimization The Essentials in a Womens Wardrobe How to Brew Your Own Beer

May
20

How to sell your promissory note.

by hbmyic2t

How to sell your promissory note.

Article by David Castellini







Owning a promissory note, instead of demanding cash, sounded like a good idea at the time you sold your real estate or business because you would have a steady stream of monthly payments at a reasonable interest rate. Right?

(A promissory note is defined as ‘A promise to pay a certain amount of money on a peridoic basis, defined by the terms and conditions contained in the Note Document’. Usually, a Promissory Note is constructed during a tangibile property sale event where the property seller ‘takes back’ a Note instead of Cash.)

Then, you soon found out that one, the interest rate you charged is now too low, two, the payor of the note doesn’t always make the payments on time so you have to call and demand the payments, three, you have to pay taxes on the income, four, you figured out that the value of your note diminishes everyday, and, five, you could put the lump sum of the note money to better or now-needed use.

So, you decided to sell your note. First you went to your bank and they wouldn’t buy it nor did they have any information about the selling process. Next, you asked your friends and one said ‘Find a Note Broker’. So, you searched on the Internet and found a million web sites all purporting to be able to buy your note. You talked with a few but didn’t get any satisfaction nor any return calls. Now the frustration sets in.

Here’s how the Note business works.1. Notes are purchased by seasoned investors seeking long term returns on investment.2. A note is valued according to the long term yield to the investor.3. The note yield is determined by the Interest Rate, the FICO credit score of the payor, the term of the note, the payment schedule and the ‘terms’ of the note.4. Your note can be purchased by an investor based on his/her required note type, note criteria and required yield.5. Note investors specialize in different types of notes. Some buy only 1st Deed of Trust Real Estate Notes or Mortgages, some buy only Business Notes.

To make a long story short… you don’t know if the investor you are talking to is a Broker or an Investor or both or what type, criteria and yield he/she demands. Frustrating. Now you think all note investors and brokers and the whole note buying industry is sleasy, unethical, unprofessional and worthless. Well, I’ll admit that part of that is true but REAL Investors and REAL Brokers are there, honest, professional and provide a valuable service. More on this in another article.

This is what you need to know and do regarding your promissory note.1. The value of your note begins when and how you construct the note. When constructing your note, assume you will want to sell it within the first year. If constructed properly and professionally, it will have high value. Professionally means using the services of an experienced Business or Real Estate attorney to construct your Note. Never use one of the simplified Note Forms available anywhere. Think about it… why do you think Real Estate Lenders use exqusitie, complex, complete Loan Documents that are constructed for their own lending criteria?2. The Note principal amount must not be more than: (a) 80% of the sales price of the Real Estate if it’s a 1st Deed of Trust or 20% if a 2nd Deed of Trust and the total of a 1st and 2nd should never exceed 80%. (b) 67% of business sale price.3. The payor’s (the person(s) responsible for the performance (payments) of the Note, FICO credit score must be above 650.4. The Note payments should be monthly.5. The Note terms should be ‘Amortized Normally, Payments in Arrears’. Try not to accept an ‘Interest Only, Full Balloon at the end’ Terms.6. Your Note should carry an Interest Rate tied to Prime + 2.7. Your Note should have a Collateralized Personal Guarantee equal to the Principal Amount of your Note.8. The above are the basics. Your accomplished attorney should know how to construct your note correctly and know who we are so he can contact us at http://www.notefundingcenter.com for knowledge and instruction.

Now, Selling your Note.1. A reputable Note Broker will take the information about your note, package the information and contact us and other Note Buyers he has brokering agreements with. Some will broadcast your note to everyone on the Net. Broadcasting will devalue your note to almost .00. So, if you want to use a broker, ask him to provide you with the list of buyers he is sending it to and does he have agreements in place with all those buyers.2. A Note Investor/Buyer like us, will request detailed information about your note before we will provide you with a cash-purchase-quotation.3. You should receive numerous phone and email communications from your selected Broker or Investor prior to providing a cash-purchase-quotation. In our case, after 30 years in the business and 50% referral customers, we must be doing something right, we contact you within 1 day of note information submission and explain the process.4. You will receive, from us at least, a cash-purchase-quotation to buy your note based on the information you provided.(If you contacted us directly, you would have completed our online Note Information Worksheet which asks all the required information to value your note).5. Your Note cash-purchase-quotation is usually a Net-Cash-To-You quotation. Sometimes it will be “$ XXXXX.XX with your Appraisal and Title.

Bottom Line: Don’t get caught up in the excitment of the deal. Keep your conservative head. Heed the above.

This article plus more knowledge is available at http://www.notefundingcenter.com/howto.html



About the Author

David Castellini is the founder and Loan Supervisor of Note Funding Center, http://www.notefundingcenter.com, a 30 year old promissory note buying company, and contributing author for many Note Buying and Selling publications.

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May
20

Energy Efficiency 101: Getting Started At Home

by hbmyic2t

Energy Efficiency 101: Getting Started At Home

Article by Blair Stephens







With gas and oil prices on the rise, many people are talking about energy efficiency and using renewable energy sources in the home. Some people automatically assume that making their home more energy efficient is going to cost a lot of money up front, but in reality that’s not the case. The first step in making your home more energy efficient is merely to improve your internal appliances and systems with a bit more thought. We’ll give you some simple rules that will make your home more comfortable, your fuel bills lower and your conscience lighter as you use less fossil fuels.

Rule # 1: Let There Be Light. We all need electricity but did you know that by using energy efficient LED lights and compact fluorescent bulbs in all of your home fixtures you could cut your energy use exponentially? For instance, one study found that merely by using LED lighting rather than traditional incandescent bulbs you could save 90% of home lighting energy consumption. In many cases, not only do fluorescent, LED and other energy efficient lighting options use less energy, they also last longer and are more durable. Yes, they may cost a little more up front, but you’ll see the value when they pay for themselves after a year or so of use and you can scratch light bulbs off your weekly list at the market or hardware store.

Rule # 2: Look at Your Appliances. As you review your electric load (or how much electricity you use to run your home) you should cast a glance at all of your appliances. Any that are very old and out of date, especially washers, dryers and refrigerators could all be costing you far more money than you think and taxing the environment to boot. When you look for appliances, try to find ones that are specifically designed to use less power and be more efficient. Not only will you probably be able to get some spiffy rebates, you’ll also be offsetting the cost of your new energy efficient appliance with the savings you’ll immediately see on your utility bills. Check out Energy Star’s website to find the most efficient models available for the appliance you’re looking to upgrade. Their website is www.EnergyStar.gov.

Rule # 3: Consider Your Climate. This relates not only to where you live and what your environment is like but also to how you regulate the temperatures in your home. First, is your home well insulated? If not, you are allowing in and letting out a lot of energy, heat and cold.Improving your insulation is one of the best and easiest ways to make your home more efficient. How are your windows? What can you do to retain heat in the winter and repel it in the summer? Also, if you have an attic, are you keeping it properly ventilated during the summer months? If it gets too hot up at the top of your house, your whole cooling system will have to work that much harder so you should consider installing a solar powered attic fan that will keep your attic well ventilated and moderate the overall temperature. A dry and ventilated attic is a happy one. Finally, how are you cooling your home in the summer? If you live in an arid climate and you are still using traditional air conditioning, you do have other options. Environmentally friendly evaporative coolers (or “swamp coolers”) are often just as effective and require a third of the power or less.

Rule # 4: Think Green. Whenever you make decisions about your major home systems in the future, think about installing systems that are more efficient and that could potentially be powered by an alternative energy source. If you have to sink a chunk of change into a new hot water heater, boiler or home heating system don’t just walk down the path of least resistance. It is possible that for a similar investment you could install a tank-less hot water heater or for a bit more money, install an energy efficient solar heating system in your home. It may seem far fetched, but when you see the monthly savings and you factor in the potential tax rebates and the money you would have spent either way, you’ll see how smart it can be. The key when looking at installing a solar power system or wind turbine system is that this is a long term investment, but you’ll actually see a return on it within as little as 2 to 6 years. By investing up front and ultimately off-setting your fossil fuel consumption your energy efficient hot water heater will actually pay for itself, unlike traditional fossil fuel dependent ones.

Rule # 5: If You Think You Are Ready, Review Rules 1-4. Even if you think you are ready today, right now to install solar panels or a wind turbine to power your home you need to make your home as energy efficient as possible FIRST. Why? Because, in general, for every you spend on making your home more energy efficient you reduce the cost of your alternative energy system down by to . Once you have reduced down your energy usage, you can accurately determine how much energy you will need to produce with renewable energy. Having this accurate information will tell you how many solar air heating collectors you need, solar water heating collectors your need, solar electric panels you need, or if you need a solar wind hybrid power system; if you can operate independently or if you need a grid-tie in system; and perhaps most importantly, how much you are going to spend to convert to renewable power.

So, start simple, invest wisely and think green and eventually you will be the self-powered, money saving, energy efficient one on the block.



About the Author

Blair Stephens is a prolific copywriter and proud member of the altenenergystore.com team. The alternative energy store specializes in providing solar power systems, wind turbine systems and other alternative energy sources for home and commercial use at http://home.altenergystore.com/. They are truly Making Renewable Do-Able!

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May
20

Five Rules For Social Video Optimization

by hbmyic2t

Five Rules For Social Video Optimization

Article by Dr. Deepak Dutta







The popularity of social vide sites like YouTube, Yahoo Video, iFilm, blinkx is undeniable. YouTube alone receives more than 65,000 video uploads and plays 100 million clips every day. By 2010, video enthusiasts will consume 44 billion user generated video clips. This represents 55% of all the video content viewed by US consumers. In the future, user generated videos may even end up on your television screen through the cables and satellites. YouTube has already announced incorporating the revenue sharing possibility with the creators of these video streams. Other sites may follow soon. You will be able to monetize your video contents and allow others to discover your skills and talents for better jobs or other lucrative offerings. To maximize the impact of your creativity, you need to know the kind of contents you have to produce and effectively present those contents in the video sharing sites.

The social video optimization is not about optimizing your videos for high search engine ranking (SEO). It is about making your videos for others to enjoy and learn from (providing benefits to people) and publishing those videos in social video and social media websites for viewers to easily discover, bookmark, and share for a viral effect.

1. Provide benefits. Offer something that will benefit others. It may be funny video clips, a series of “how-to” videos, an unusual moment, etc. Don’t upload any violent clips. Though these clips are popular in video sharing sites, most of the time they don’t provide any real value to the society. Unless the violence has journalistic value, don’t embrace it for amusement. Funny clips are popular. Kids and pets provide plenty of opportunities to capture hilarious moments. If you have plumbing skills, offer a series of short “how to” videos on fixing things around the house. A computer geek can channel her skills in developing short videos on how to setup a home network. Plenty of opportunities are available. Find your niches and work in those areas. If you are comedian, create short stand-up comedy routine videos. The bottom line is to create themes and produce a series of videos based on each theme.

2. Provide enhanced viewing experience. People do not want to watch a full-length movie in a video-sharing site. A clip should not be more than 10 minutes long. Buy a cell phone with a good quality camera for capturing those unexpected moments. Otherwise, use a digital video camera for making your clips. Use a free online video editing sites like cuts.com for cutting video scenes, inserting title and sound effects, etc.

3. Create your brand. Companies spend millions to establish and promote brands. Why should not you? Brand recognition is very powerful and it may set you apart from others. Insert a few frames at the start and end of every video you create to introduce yourself, your skills and talents. People like to associate with real persons rather than some unknown entities. Tell them what this video is all about. Make it short. Setup a blog and provide your blog URL in the introductory and conclusionary frames. Make the blog URL short for people to remember it easily.

4. Make it discoverable. This is like marketing your video on the video sharing sites. If you don’t do it properly, your contribution will be lost in the sea of video clips. Provide a short and catchy title with keywords related to your video. Relevant keywords will help locate your clips when people do a search. A catchy title in the search results will draw viewers’ attention. Learn from the titles others are using by doing a search using your keywords in YouTube and other similar sites. The same goes for the description. Use relevant keywords but make it interesting to arouse curiosity. Write in the natural language and avoid adjectives. Let the users decide the quality of your presentation.

Tags are everywhere now a day. It is a keyword, not a keyword phrase. You should provide tags for your uploaded contents. If your titles and descriptions are relevant to your videos, you already have a few tags. Besides the tags you have already collected from your title and description use one or more tags to closely identify your content to the categories available in the site. For example, on YouTube you have categories like “autos and vehicles”, “comedy”, “howto” etc. If your video is about how to fix a flat tire, use additional tags like “tire”, “car”, etc. Add a few additional tags to describe the least important thing in your video. In the “fix a flat tire” video example, you can add tags like “stems”, “valve”, etc. Use as many tags as you can accommodate in the tag text box.

5. Relax and enjoy. You may be wondering why this is a rule. This is a rule because you do not want to feel the burnout. Enjoy what you are doing. Have a passion for your creative works. Don’t think about how much money you are going to make by producing these videos. This is not going to make you rich overnight or within a very short time span. What is important is that you are pursuing something that you like. If the society is benefiting from your creative works, you will get adequate monetary rewards.



About the Author

Dr. Deepak Dutta is the creator of semanticbay.com – an interactive social network website based on user shared text and picture. His other website classifiedsforfree.com – is one of the oldest free online classifieds site where users can post ads in more than 600 US cities and 60 countries.

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May
20

The Essentials in a Womens Wardrobe

by hbmyic2t

The Essentials in a Womens Wardrobe

Article by William Brister







The essentials in a woman’s wardrobeA woman’s wardrobe is usually her best friend. According to the law of fashion, there are some basic essentials that every true stylish woman needs to have. Whether you are on a tight budget or have some extra money to spare, the following lists make up the key ingredients of a workable wardrobe and women’s fashion essentials. It will ensure that you never have the proverbial panic attack of ‘I have nothing to wear’ and always walk out of the door looking chic and good.

Latest Video: Women’s Fashion worldJustin Timberlake-Lovestoned/I Think She Knows (Remix Video)Video made by: Obei92 Justin Timberlake – LoveStoned/I Think She Knows Futuresex lovesounds Justin Randall Timberlake, (born January 31, 1981[1]), sometimes known as JT, is an American pop-R&B singer and actor. He came to fame as the frontman of pop boy band ‘N Sync and has won four Grammy Awards. In 2002, he released his debut solo album, Justified, which sold over seven million copies…

Author: streetstylex92Keywords: Justin Timberlake LoveStoned I Think She Knows Jive Timbaland Danja Dance Pop Eersel Zuid JT Digital Music Video Remix 1Added: July 31, 2007

Ten Fashion Essentials for Women – # 4A look at ten items that every woman should own in order to have a complete and versatile wardrobe.

Author: WatchMojoKeywords: howto ten fashion essentials womenAdded: July 25, 2007

Ten Fashion Essentials for Women – # 8A look at ten items that every woman should own in order to have a complete and versatile wardrobe.

Author: WatchMojoKeywords: howto ten fashion essentials womenAdded: July 25, 2007

Ten Fashion Essentials for Women – # 1A look at ten items that every woman should own in order to have a complete and versatile wardrobe.

Author: WatchMojoKeywords: howto ten fashion essentials womenAdded: July 25, 2007

Video Courtesy: YouTube :: Tag // woman wardrobe

A black evening dress A black evening dress is an absolute must in every female wardrobe. It is elegant, chic and suits any formal occasion. Select a black dress that not only suits your body shape but with a hemline and neckline that flatters your figure. Almost all designer labels will have a black dress in their collection. Complemented with stiletto designer shoes, this little dress will do more for you than any other dress.

Hip hugging jeansNo woman has ever gone wrong with a pair of hip hugging jeans that show off the curves to the maximum. A little lycra in the cloth will ensure that the pants fit just right even when out of the dryer. And the best part is, no matter what the jeans are worn with – a simple t-shirt, a pair of sexy lingerie or a silk shirt – they will still flatter your body.

Basic Crisp White Shirt Everyone needs a white shirt, whether it is buttoned up or layered over a lacy camisole. Once you find that the basic white shirt is no longer as attractive as it once was, use it to wear over your swimsuit or bikini by making it a sexy accessory.

Smart three piece suit A smart three-piece suit is a necessity in women’s fashion, especially for the woman climbing the corporate ladder, nailing the promotion or the job interview. Select one that has a jacket, skirt and pants to get the maximum out of your investment. To enhance your figure, ensure that it is classically cut with a good drape and fall and supplement the outfit with designer shoes, stilettos or platforms.

Classic Wool CoatThere is nothing like a classic wool coat to keep you warm on those chilly winter days. Ensure that the coat has some amount of cashmere for luxury combined with a hard finish for a longer wear. Also, a more generic designer wear coat will take you through the changing fashion seasons, the style of which can be enhanced through trendy muffles, hats and accessories.

Statement Blazer A statement blazer is stylish and adds personality to your wardrobe. It should be versatile enough to look chic over a pair of jeans or even on a day out of the office.

Statement HandbagA simple and elegant handbag will spruce up the most basic of outfits and give it life and color. Combining form and function, you can have both style and personality in a good handbag whether it is a leather tote bag or a designer label handbag.

A large Wrap Scarf This can be used as a wrap and wound around your neck to complement your coat or jacket as well as to keep the chill away on an early spring evening.

Tan Shoes Tan designer shoes can be very versatile and worn with any colored bottom, from tan to black. The color tan adds sophistication and elegance like no other color and when worn with a skirt can make your legs look longer and leaner. With plenty of designer shoe stores, one is spoilt for choice today.

Designer sunglasses Designer sunglasses are stylish and a must have in women’s fashion requirements. There are many designer labels to choose from like Prada, Escada, Ray Ban, Givency, Gucci among others that offer quality and chic styles.

Being fashionable is developing your own style, based on your body type and shape. These ten timeless basics defining women’s fashion in your wardrobe will allow you to tide over every style dilemma and hurdle that you are likely to face. Of course there are other essentials that you could add to your list – t-shirts, lingerie, fashion accessories, but the capsule wardrobe mentioned above will help simplify your life. The basic when combined with some chunky beads, belts, ruffled shirts and tote bags, will serve to enhance the outfit considerably.



About the Author

William Brister – http://www.designerfashions.tv – Your guide to style.

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May
20

How to Brew Your Own Beer

by hbmyic2t

How to Brew Your Own Beer

Article by Jim Smylie







Maybe you’ve been following my column on our blog, Your Weekly Libation, and my tapestry of booze has enticed you. Maybe you’re a drink-fixated foodie looking to move from smoothies and teas into a more exciting area. Maybe you saw the word ‘beer’ and started drooling like one of Pavlov’s dogs. Whatever the reason, you’re here and eager to make your own beer!

How easy or difficult is the process? That depends entirely on how much you want to influence the outcome. Whatever the method, prepare to commit some cash; at least for an all-in-one kit, or up to 0 to make things from scratch. It’s worth the costs, however, when you finally crack open a bottle of your own personal beer and down it with glee.

The first option for the amateur brewer is to pick up an all-in-one beer kit. Mr. Beer, the most well-known, offers four different kits, from the Deluxe Edition all the way up to the 0 Ultimate Edition. Another brand to consider is the 0-150 Starter Home Brewery set (which uses a glass carboy and organic ingredients). These sets don’t do all the work for you, but they do cut down on use of raw ingredients or jerry-rigged equipment. By using a kit, you’ll possibly save money and definitely ensure consistency. But all the ease of production comes at a price: good luck customizing the flavor of your beer using a pre-made brewpack.

For the truly discerning brewer-to-be, it may seem necessary to do everything yourself. This allows for much more experimentation and creativity; it also has a much smaller margin for error. It’s best to buy a brewkit first, experiment with it, and move on to custom beers once you’re comfortable. If you are, and you’ve made sure to properly sterilize all your equipment (via steam dry in the dishwasher or a diluted bleach soak and rinse) there are three broad phases to beer creation:

BrewingFor this, you’ll need a brewpot, a recipe, a kitchen strainer, at least 2.5 gallons of water (most brewpacks and recipes call for 2.5-3 gallons), and a rolling pin (to crush your grain ingredients). What ingredients you need depends on what kind of beer you’re making. A Simple Ale, for example, might contain:

3 lbs. light dried malt extract8 oz. crushed crystal malt1 oz. Northern Brewer pellet hops1 pkg. brewers yeast3/8 C. sugar, for bottling

But different beers require different amounts of even the most basic ingredients. The brewpot is where you prepare the beer ingredients–the “wort”–for fermentation. Use a large (at least 4 gallon) metal pot, ideally stainless steel or ceramic-coated. Using an aluminum pan will work, sort of, but your beer will end up tasting funny. And with a process as long as this one, the final result had better be good! Once you’ve prepared the wort, you’re ready for the second phase.

Primary fermentationFor this, you’ll need a serious fermenting container. No skimping with a two-liter bottle, here. Some sites suggest you use a fermenter made specifically for brewing, with a stopper and spigot; others show how to employ things like water cooler bottles. Whichever kind you use, pour in (“pitch”) your brewer’s yeast. Here is where the the infant beer shall remain as the yeast parties down inside, chowing down on the sugars within the wort and giving off carbon dioxide. To prevent the the whole thing from going kablammo like an oversized Wort Grenade, you’ll need an airlock, a simple little plastic doodad which constantly releases the building CO2. It forms an airtight seal between the fermenter’s stopper and the outside world. You can make one fairly easily, but plastic airlocks generally go for about , and I’d say that’s a dollar well spent. Place the container in a dark, cool place, and prepare for the hardest part of your brewing experience: waiting.

After feasting for 10-14 days, the yeast should be done with all the sugar. It’s time for your beer to go into the third phase…

Secondary fermentationWhat? But we already fermented it once! True, but we’ve been letting out the CO2; secondary fermentation takes place in sealed bottles, trapping the CO2 and giving the beer its foamy, fizzy carbonation. But since the sugars from the wort are all gone, you’ll need to add some “primer” sugar before bottling. Prepare a primer by boiling 3/8 a cup of sugar in 1 cup of water for 5 minutes, then pouring it into another container large enough to hold your beer. Siphon the beer into this new container carefully; your goal is to leave behind as much of the sediment as possible. From here, pour/siphon/spigot the beer into bottles and…wait some more. Argh! Let the beer age for another 7-10 days in that same cool, dark area from before; finally, pop open a bottle and have a taste.

If it’s nectar from the gods, great! Let it continue aging and drink as necessary; start on your next batch, too! Time it right and you’ll constantly enjoy homemade beer in your fridge. Play around with recipes; add ingredients to the malt like honey or molasses; have fun like the brewmaster you are!

Some good recipes utilizing your homemade beer from the site include:

Beer Lime Grilled ChickenBeer Breads One, Two, and ThreeBeer Shampoo

Sources:http://www.soyouwanna.com/site/syws/makebeer/makebeer.htmlhttp://www.instructables.com/id/EIAK32YAWHEP28750V/http://www.eartheasy.com/eat_homebrew.htmhttp://howto.wired.com/wiredhowtos/index.cgi?page_name=brew_your_own_beer;action=display;category=Play



About the Author

Jim Smylie is a long-time foodie, just-starting cook and an editor for Recipe4Living and Chew On That. He likes food, drinks, and good company.

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May
19

Telecommuting – The Journey, Part 2 of 3

by hbmyic2t

Telecommuting – The Journey, Part 2 of 3

Article by Toni Grundstrom







Telecommuting has become a cost effective way for both large and small companies. The employee enjoys the reprieve from the daily commute and they become a more productive employee. That said, is this work option right for you and your company?

Understanding your ‘virtual office’ skills and how telecommuting will work for your company will prepare you for presenting a detailed proposal to your boss. Any person may be able to perform their job duties at home but is this right for you? According to The Virtual Office Survival Handbook by Alice Bredin, you need to understand your working habits. You should consider your ability to: resist distractions, manage your time, set limits on work, and deal with challenges. You also need to determine if you are internally or externally motivated and if you are an over- or underachiever. Know what your virtual office skills are before you try to sell the concept to your employer. To survey your employee habits and how they can be transferred into a telecommuting employee visit http://www.langhoff.com/test.html.

Did You Know?

The number of full-time telecommuters in 2005 was 12 million, up from about 8.8 million in 2003.

While it may seem that telecommuters trade off career progress for the opportunity to telecommute, the experienced telecommuters and their managers show just the opposite to be true. Telecommuters in well-managed programs have a chance to act independently, make more decisions, solve more problems, do better planning – and otherwise demonstrate the kinds of skills and traits sought when looking for promotable employees. If you are this type of an employee consider this information and use it to strengthen your proposal.

-Telecommuting is not appropriate for every job. Analyze your job activity, not the job title, to determine suitability to telecommuting. Is there a portion of your job that can be done, as well or better, away from the office?

-Details that need to be discussed and agreed upon include ownership of remote equipment, compensation and insurance for work-provided equipment including all office supplies, compensation for worker expenses (additional telephone, lines, long-distance charges, etc.) criteria or performance standards for workers’ evaluations, frequency and travel reimbursement of an occasional required office attendance, etc. A telecommuter may perform all or almost all of his/her work remotely, or may work remotely only a certain number of days per week or per month, attending his/her employer’s office on the other days for meetings, customer/client contacts, or just to “keep in touch”.

-Staying in touch with co-workers is essential to continuing the ‘team’ affect needed to keep a well-oiled department running. Suggest creating a chat area or listserve where workers can start up discussion or pose questions of a professional or personal nature. Start an on-line ‘Wall of Fame” to display awards, trophies, certificates, or other professional or personal successes or to show off individual or team achievement. Peer pats allow co-workers to recognize another co-worker for successes, a job well done, or an award her/she won. Post personal messages on a certain day every week. This encourages team members to communicate with each other on a personal basis including favorite restaurants, hobbies, travel arrangements, a child’s accomplishment, etc. This type of message board does not need to create any type of discussions. This is a way of staying in touch on a personal level.

If your company already allows flexible work options like telecommuting, it may be relatively easy to convince you supervisor to let you telecommute. The main issue will involve proving your reliability and the appropriateness of your job for distance working. However, if you’re hoping to be the first telecommuter in your organization you face a larger task. First you have to convince the company telecommuting makes business sense. Once you know that your work habits and telecommuting is a match you need to translate that knowledge into a proposal that will convince your boss. Here are some methods that work: Drop occasional tidbits about telecommuting and how you would like to start doing some of your work from home. Collect articles about telecommuting to become educated on the highlights and drawbacks of this working relationship – become an in-house expert.

Many articles can be found on the Internet. Some sites include http://www.gilgordon.com/resources/reports.htm, http://www.gilgordon.com/resources/howto.htm, http://www.nwfusion.com/net.worker/columnists/zbar.html. Two subject related Associations can be found on the Internet – International Telework Association & Council (ITAC) at http://www.telecommute.org and the American Telecommuting Association at http://www.knowledgetree.com. Show how telecommuting can save the company money. Visit http://www.langhoff.com/analysis.html to help you crunch the numbers.

Ensure your written proposal contains all the important information but more importantly, know what you are going to say. Practice in front of a mirror or to another person. You must feel comfortable for the presentation to be professional. Concentrate on what the company can achieve, not on your own needs. A well-researched plan will serve to help with the approval and success of this mutually beneficial working relationship.



About the Author

Toni Grundstrom’s expertise is in Marketing. Working for a professional association, government entity, and small business as a Telecommuter provides understanding of the concept and the issues surrounding this working option. She advocates for, informs and educates people who telecommute, work at home, or own a home based business. They are Professionals Working At Home.

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May
19

How To Make Money Now You Are Unemployed

by hbmyic2t

How To Make Money Now You Are Unemployed

Article by Steve Barker







Unemployment is hitting many families hard an in an economy that isn’t improving, finding new work is not so easy. If you are worried how to make money now you are unemployed then here is an idea that could solve your financial problems for good.

As you know, a job for life is something that doesn’t exist anymore, except when you create your own job. That is something you should seriously consider. Working for yourself has many advantages over being employed.

You are your own boss. You can work when you like and take time off when it suits you. So what sort of job can you start that can produce a good income and wont cost a fortune to set up.

Not having to spend a lot of your savings on a business startup is impossible with a traditional type of venture. Starting an online job on the other hand can be done for no expense other than your computer and the internet connection.

Probably the most reliable way to start earning consistent money online is to become an affiliate marketer – advertising other peoples products and receiving a commission when you make a sale. It is a multi billion dollar business and thousands of companies rely on affiliates to sell their products.

With so many billions of dollars being spent online, it doesn’t take too much work to start getting a little slice of the big internet pie. This business also operates world wide so often you can get up in the morning and discover you have made money while you have slept. That is a good feeling.

I do not want to suggest that this business can be started without any work. It does and that of course is the secret to all successful businesses. The work must be done but the advantage is that it can be done at home when you have available time.

My own unemployment lasted longer than I wished for several years ago but thankfully I was able to learn exactly how to generate an online income and create my own internet job that grows successfully day by day.



About the Author

I know it isn’t easy to trust anyone you meet on the internet to show you something without trying to take advantage of you when you want to find out How To Make Money If you visit http://4day-moneymaking-blueprint.info there’s a video that will help convince you to get started and remove the doubts you have.

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May
19

An Introduction to Internet Marketing

by hbmyic2t

An Introduction to Internet Marketing

Article by Innovative Infosolutions







Depending on who you ask, the concept of Internet marketing: a number of things. At one point, Internet marketing consisted mostly of having a website or place banner ads on other sites. At the other extreme, there are many companies say that you can make a fortune overnight on the Internet and tries to sell you a sort of “Internet marketing program”.

Today, Internet marketing or online marketing is becoming a wider range of components of an enterprise can use as a means of increasing sales – even if your business is entirely online, online game, or completely offline.

The decision to use Internet marketing as part of the business strategy of global marketing is strictly business, of course, but Internet marketing in general is becoming an ever more important to some marketing mix of any business. For some online businesses, it is the only form of marketing that takes place.

What are the goals of Internet marketing? Basically, marketing is the Internet uses the Internet to one or more of the following:

• Communicating the corporate message on his profile, its services and products.

• Version of identification based on research of the market structure, such as demographics, preferences and needs of current and future customers.

•Advertise Products, services or advertising space, even on the Internet.

Internet marketing is usually around three tools or techniques:

1) text or HTML e-mail for marketing messages, latest offers, advertisements in a communication position to use or incorporate color, hyperlinks and graphics.

2) strategies based on the Web can enhance a Web presence is to convert a significant percentage of visitors into customers and / or deployed across the Internet to attract potential customers to a web presence.

3)Direct Marketing can contain a variety of tools and techniques, but revolves around the direct communication to a customer or market segment in the personal or individual basis.

Each jurisdiction has its fundamentals, and the master can determine the success or failure. When it comes to internet marketing, here are the basics.

1) Provide to each company making money starts with the offer. In internet marketing, offering coverage of your product sales to grow this product, the site that carries your marketing copy, the system behind it, providing your product and everything else. Without the product and the ability to deliver (in combination with the offer), why the hell you are in Internet marketing? You would never do anything without an offer.

2) The market is probably the best product and provide the fastest, but people want to buy what you offer, then the equation is not balanced. Market for the other end of the offer. They are the customers who need the product, are willing and able to pay for the product.

3) Traffic generation needs a way to connect with your offering on the market. traffic generation is to go out of your market, communicate them to solve their problems. These search engines, social media marketing, pay-per-click traffic, or other technologies for lead generation, everything has to be connected to offer your market.

The Internet has greatly enabled businesses to prosper home because they reasonably cheap to start and maintain a Web presence. Therefore, Internet marketing as part of your business and your marketing strategy.




About the Author

Innovative Infosolutions is a Internet marketing agency that specialises in SEO services, Social Media Marketing, Paid Search and Website Design and Build. We apply expert Search Engine Optimisation to every site we build or re-engineer and apply techniques that ensure high conversion rates.

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May
19

How to Make Money Online!

by hbmyic2t

How to Make Money Online!

Article by Liam Gannon Owner InternetSuccess.ca







Take five minutes to read my free internet success guide. When it comes to making money online you can use my excellent ways to make money. Adsense are ads that are displayed on your website, this how you make money. Simple, follow my secrets to making more money with Google. It has take me 1 year to get a cheque and rank on Google. It does not have to take this long. Read my free internet success guide and you will be up making money online in no time. Trust me don’t pay for anything. DON’T make the mistakes I made.

What Can We Tell You!How to Set up a Quality Website just like this in Minutes. Free!Pick a High Traffic Domain. Free!How to Make Money Online. Free!

And the end of this Free Information session you will have a websites up and running that is capable of making serious money online. Once you see what potential you have, you will be off to the races making multiple websites just like this. How Do I Make Money Online?

There are two excellent ways that cost to get started. One is ClickBank and the other is Adsense.

What is ClickBank?

ClickBank is an Affiliate company that pass you when you make a sale. They offer a number of products that can suit any type of website. You will receive a % of the sale. Most commissions are round 75%. What is Adsense?

Adsense are ads supported by Google. These ads can be found on almost every site you visit. When a person clicks the ad on your site you get a portion of the Bid they offered for that position. (.01 to .00 for one click) Adsense offers the highest earning potential. Do not over look this excellent program. Let’s Get Started. Making Your Free Website!



About the Author

Let Make More Money with Internet Success

Work Hard and you can reach Internet Success

Take Home Internet Success FREE

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May
19

Title: How can I make money from blogging?

by hbmyic2t

Title: How can I make money from blogging?

Article by Jason Dodd







Blogging sounds like a hobby for people with too much time on their hands and too many opinions. Can you really earn an income from blogging?

The fact is that a lot of people are getting extra cash from writing blog posts. How do they do it? Blogs can easily be monetized using advertising or including hoplinks to ClickBank information products, but if you set out with the sole intention of making money from your blog, you won’t get far. Your readers will sense you’re not really committed to the topic, and without the trust of your blogging audience you won’t make any money.

So how can you build up a solid foundation on which to monetize your blog?

Here are 10 tips for creating a quality blog that can be turned into a money-earner.

Posting comments on other blogs can help encourage more visitors to your own. Just make sure you don’t have a spammy signature. A link to your own blog is fine and if people want to know more they’ll visit your blog. But, if people sense you are trying to be too salesy this will be a major turn-off and undermine your credibility. Be selective about which of your reader’s comments you publish and decide how you will approve them. Will you allow affiliate links? And when would you delete a comment? It is a good idea to decide on these things at the outset so you are consistent. Spend half an hour every day on your blog, with your time split between writing new posts and commenting on other blogs, particularly those in a related niche. Seek out the popular blogs in your niche and try to make friends with them, posting comments regularly on their blog posts – you’ll seen get noticed and may even end up being part of the circle. Write your blogs posts in advance and then schedule them to publish at regular intervals. Posting frequently and regularly gives your blog more credibility. Keep up with your niche and keep your posts relevant. With so much information available to people out there you need to provide quality articles that are at the forefront of what is happening in your niche. Subscribe to quality blogs in your niche to get a feel for what others are doing. Write about things that your audience is interested in, avoiding a constant sales pitch, which quickly gets tuned out by readers and eventually ignored.. Make it easy for readers to get your content either by offering them the option of subscribing by email or RSS or both. Emails can include an excerpt from your post that then links them back to your website Don’t be obsessed with making money from your blog. Your readers will soon pick up on this. Instead, focus on becoming an authority in your niche and the money will follow almost naturally. Give it time. A blog is a long term thing and if you have the endurance you will be successful. Too many bloggers lose interest after making a few posts and it comes to nothing. Stick at it for at least 6 months and you’ll start seeing the fruits of your labor.

About the Author

Jason Dodd is a copywriter for Affilorama, an affiliate marketing training portal that offers free training, education, and an affiliate marketing blog.

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